Ground Up Construction

Archwest provides experienced builders and developers with competitive terms for shovel-ready ground-up and mid-construction investment projects.

Ground Up Construction Loan

Term

12 to 30 Months

Loan Amount

$250K to $5M+

LTC

Up to 90%

LTV

Up to 75%

Property Types

Non-Owner Occupied
SFR, Condo, Townhome, 2–4 Plex
Multifamily Up to 9 Units
Infill, ADU, Community Builds

Ground Up Construction Loans

Power Your Next Build with Speed and Certainty

Ground up construction demands speed, flexibility, and reliable capital. Our Ground Up Construction Loan is built for experienced real estate investors ready to turn raw land or teardown sites into profitable residential developments. With competitive terms, strong leverage, and financing tailored to a wide range of property types, we deliver the certainty and resources you need to bring your vision to life.

From single-family homes and small multifamily projects to infill and portfolio builds, our Ground Up Construction Loan provides the capital structure and confidence to take your project from blueprint to completion, on time and on budget.

The Archwest Difference: A Lender Built for Builders

At Archwest Capital, we understand that your project’s success hinges on rapid, reliable financing. We are not a traditional bank; our lending approach is built on a deep understanding of investment real estate and the need for a lender who understands your business. Our loan programs are crafted for efficiency and flexibility, ensuring you have the capital you need precisely when you need it. 

Pricing – We offer the most competitive terms in the industry.

Speed – We can close in as fast as 7 days, with 24 hour draws.

Expertise – Our construction lending team understands your needs.

Service – Smooth closings, easy draws, and future takeout solutions.

Construction site visit

Support and Loan
Management

Our dedicated construction loan support team is here to assist you every step of the way. Access essential resources, get expert guidance, and manage your loan with ease—all in one place.

Speed and Efficiency from Start to Funding

STEP 1

Loan Inquiry

Start with a quick and easy loan inquiry. Provide basic details about your project to receive an instant quote, followed by a consultation with an Account Executive to review your financing options.

STEP 2

Underwriting

Experience our fast and efficient underwriting process. With dedicated lending experts guiding you at each step, we deliver unmatched speed and seamless execution.

STEP 3

Closing

Once approved, we move swiftly to closing. Your funds are disbursed quickly, allowing you to move forward without delay. Renovation and construction draws are made simple and hassle-free.

STEP 4

Loan Funded

With your loan funded, you can focus on executing your project with confidence. Our efficient disbursement process ensures timely access to capital, keeping your investment on track.

FAQ

Frequently Asked
Questions

Everything you need to know about working with
Archwest Capital
What kind of loan products do you offer?

We offer short term bridge loans for fix and flips or new construction along with long term financing for rental properties.

Yes, we have loans for both borrowers and brokers.

You can request a quote through our website Get Started and someone will get back to you as quickly as possible.

Closings in as little as 5 business days

Start by applying online or talking with one of our loan officers. If approved, you’ll get a personalized rate in minutes. Answer a few questions about your experience and the property you want to finance, and we’ll give you personalized loan options.

We currently work exclusively with investors who have completed at least one prior investment. For your first investment, we recommend consulting with a local lender, bank, or credit union.

Proven Team. Trusted Lending Partner.

With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.