Ground Up Construction
Archwest provides experienced builders and developers with competitive terms for shovel-ready ground-up and mid-construction investment projects.
Ground Up
Term
12 to 24 Months + Extension
Loan Amount
$250K to $5M+
LTC
Up to 90%
LTARV
Up to 70%
Property Types
Non-Owner Occupied
Single Family (1–4 Units)
Multifamily (5–9 Units)
No Mixed Use
Construction Support and Options at Every Step
Our Ground Up Construction loans are crafted to help bring your investment project to life with dedicated support, quick draws, and flexible options if your plans change.
Quick Draw Process
Expert Construction Team
Term Takeout Options
Extensions are Available
Support and Loan
Management
Our dedicated construction loan support team is here to assist you every step of the way. Access essential resources, get expert guidance, and manage your loan with ease—all in one place.
Speed and Efficiency from Start to Funding
STEP 1
Loan Inquiry
Start with a quick and easy loan inquiry. Provide basic details about your project to receive an instant quote, followed by a consultation with an Account Executive to review your financing options.
STEP 2
Underwriting
Experience our fast and efficient underwriting process. With dedicated lending experts guiding you at each step, we deliver unmatched speed and seamless execution.
STEP 3
Closing
Once approved, we move swiftly to closing. Your funds are disbursed quickly, allowing you to move forward without delay. Renovation and construction draws are made simple and hassle-free.
STEP 4
Loan Funded
With your loan funded, you can focus on executing your project with confidence. Our efficient disbursement process ensures timely access to capital, keeping your investment on track.
Frequently Asked Questions
What is Archwest and who is your audience?
Archwest is a national, direct, private lender (non-bank) specializing in financing solutions for residential real estate investors. With a proven track record and deep industry expertise, we are the go-to partner for experienced investors seeking fast, flexible, and reliable funding.
What kind of loan products do you offer?
We provide short-term bridge loans for fix-and-flip projects and new ground-up construction, as well as long-term financing solutions for rental properties and portfolios. Our flexible loan options are designed to support real estate investors at every stage of their investment journey.
How do I start my loan application process?
You can begin instantly and obtain a quick quote through this easy link: Get Started.
Once complete, a member of our team will connect with you to gather more information and prepare a term sheet based on the specifics of your loan.
How quickly can I get approved and funded?
Fast Closing Timelines
Our expert team is committed to working quickly and efficiently to meet each borrower’s specific needs.
- Bridge Loans: When all required documentation is ready to go, loans can be completed in as little as one week from application to closing.
- Fix & Flip Loans: These generally close within two weeks.
- Ground-Up Loans: These generally close within three weeks.
- DSCR Loans: These generally close within three weeks.
- Rental Portfolio Loans: These generally close within four weeks.
Timelines may vary based on borrower qualifications, property details, and market conditions. In addition, once a borrower is approved, future transactions can close even more quickly.
Do you work with first time investors?
We typically work with experienced investors who have completed at least one prior investment. Experience requirements will vary by loan product. Contact us to discuss eligibility based on your investment background.
- Fix & Flip Loans: Typically require at least one completed project within the past 36 months.
- Ground-Up Construction Loans: Generally require three completed projects within the past 36 months.
Do you work with brokers?
Yes, we work extensively with brokers and are always looking for new partnerships. Connect with our team to discuss questions such as compensation and broker protection. Visit Broker Page
Proven Team. Trusted Lending Partner.
With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.
