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Comprehensive Loan Products

With 20+ years of partnered experience, Archwest delivers customized lending solutions with speed and certainty of execution. Our attractive terms ensure you can do what you do best — focus on your next project.

Bridge Financing

Archwest Bridge Financing provides experienced investors with the liquidity necessary to acquire or reposition commercial properties. When you’re ready for longer term financing, our competitive bridge-to-permanent product offers efficient access to capital with attractive terms.

Permanent Financing

Archwest’s Permanent Financing offers loan solutions with thoughtfully underwritten approaches to provide creative financing of multifamily properties. With more accommodating terms, such as flexible DSCR and occupancy requirements, our Permanent Financing product provides creative loan solutions to the experienced investor.

Bridge Financing Product Matrix

Download Terms

Loan Amount

$2,000,000 to $25,000,000

Purpose

Acquisition, refinance

Loan Term

12 to 36 months with optional extension up to an additional 12 months

Lien Position

First lien

Amortization

Interest

Rate Structure

Fixed

Full Recourse

Full recourse and non-recourse except industry-standard “bad act” carve-outs

Construction Advances

Permitted subject to no defaults (progressing in accordance with pre-approved plans will be part of the loan documents and can be drafted as a default if progress is not achieved)

Maximum As-Is/As-Stabilized LTV

75%/75%

Maximum LTPP/LTC

80%

Application Fees and Deposit

Required to cover third-party reports, legal fees and other standard costs

Eligible Properties

Multifamily, mixed-use and other commercial property types

Eligible Properties

Western United States, including Texas

Eligible Borrowers

Corporations, limited liability companies and limited partnerships, including special purpose entities and single-asset entities

Exit Fee

1% (may be waived if refinanced with Archwest Permanent Loan)

Permanent Financing Product Matrix

Download Terms

Loan Amount

$2,000,000 to $25,000,000

Purpose

Purchase, refinance, cash out

Amortization

30 years

Lien Position

First lien

Loan Term

5, 7, 10, 15, 20 years

Interest Only

I/O available at LTV < 70%

Rate Structure

Fixed

Recourse

Non-recourse subject to industry-standard “bad act” carve-outs

Prepayment

Yield maintenance or step down

Application Fees and Deposit

Required to cover third-party reports, legal fees and other standard costs

Eligible Properties

Multifamily (5+ units)

Eligible Markets

Western United States, including Texas

Occupancy

Flexible occupancy with up to six months stabilized

DSCR (Min)

1.15x

LTV (Max)

80%

Assumable

Permitted to a qualified transferee at lender’s discretion, subject to a fee

Eligible Borrower

Corporations, limited liability companies and limited partnerships, including special purpose entities and single-asset entities

Tax and Insurance Escrows

Monthly deposits required (may be waived under certain circumstances)

Replacement Reserves

Minimum $250 per unit per annum (may be waived if certain criteria are met)

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